Rusydiana, Aam Slamet, Nisful Laila, and Mohammad Mahbubi Ali. “Indonesia Islamic Bank Development: An Interpretive Structural Modeling (ISM)”. Review on Islamic Accounting 3, no. 2 (January 19, 2024). Accessed December 16, 2025. https://journals.smartinsight.id/index.php/RIA/article/view/381.