The  Effect of Parents' Income, Lifestyle and Self-Control on Student's Saving Behavior in Sharia Economics Perspective

Hani Hilyatul  Ain; HM Kholil  Nawawi; Reni Sinta  Dewi

doi:10.58968/iem.v3i2.557

Authors

Hani Hilyatul Ain Ibn Khaldun University
HM Kholil Nawawi Ibn Khaldun University
Reni Sinta Dewi Ibn Khaldun University

DOI:

https://doi.org/10.58968/iem.v3i2.557

Keywords:

Parental Income, Lifestyle, Self-Control, Islamic Mini Bank

Abstract

This study aims to simultaneously examine the effect of parental income, lifestyle and self-control on saving behavior. This analysis uses independent variables, namely the influence of parental income, lifestyle and self-control. The dependent variable is saving behavior. The sample of this research is the customers of Al-Asiyah SMK Al-Asiyah Islamic Mini Bank. Sampling was done by purposive sampling method. Data collection was carried out by distributing questionnaires directly to students as many as 90 questionnaires. Statistical method using Multiple Linear Regression Analysis, by testing the hypothesis test statistic t and f. The results of this study indicate that parents' income and self-control significantly influence students' saving behavior, while lifestyle significantly influences students' saving behavior.

Downloads

Download data is not yet available.

References

Alamanda, Y. (2018). The Effect of Self-Esteem and Lifestyle on Consumptive Behavior. Psikoborneo: Scientific Journal of Psychology , 6 (2), 273–279. https://doi.org/10.30872/psikoborneo.v6i2.4570

Annet, N., & Naranjo, J. (2014). No主観的健康感を中心とした在宅高齢者における健康関連指標に関する共分散構造分析Title. Applied Microbiology and Biotechnology , 85 (1), 2071–2079.

Aulianingrum, RD, & Rochmawati. (2021). The Influence of Financial Literacy, Parents' Socioeconomic Status, and Lifestyle on Students' Personal Financial Management. Journal of Economic Education: Scientific Journal of Education, Economics, and Social Sciences , 15 (2), 198–206. https://doi.org/10.19184/jpe.v15i2.24894

Harahap, PH, & Priyatni, MD (2021). Promotion of Mini Sharia Bank Fund Collection Products (BMS) Against Customer Saving Interests at Mardhotillah Angkola Barat Mini Sharia Bank. Journal of Abdi Mas Adzkia , 2 (1), 18. https://doi.org/10.30829/adzkia.v2i1.9435

Ii, CHAPTER, Life, AG, & Life, PG (2012). No Title . 12 , 77–79.

Info, A. (2020). SHARF: Journal of Islamic Economics and Banking . 1 (2).

Janna, NM, & Herianto. (2021). True Statistical Articles. Journal of Darul Dakwah Wal-Irsyad (DDI) , 18210047 , 1–12.

Krisdayanti, M. (2020). The Influence of Financial Literacy, Financial Inclusion, Pocket Money, Peers, Lifestyle, and Self-Control on Students' Interest in Saving. Prisma (Accounting Student Research Platform) , 1 (2), 79–91. https://ojs.stiesa.ac.id/index.php/prisma

Mardiatmoko, G.-. (2020). The Importance of Classical Assumption Tests in Multiple Linear Regression Analysis. BAREKENG: Journal of Applied and Mathematical Sciences , 14 (3), 333–342. Https://Doi.Org/10.30598/Barekengvol14iss3pp333-342

Muhammad Jefri Anggaratasawuf, S. (2020). Submitted to Fulfill Part of the Requirements for Obtaining a Bachelor's Degree .

Ningsih, RS, & Sudarma, K. (2018). The Effect of Family Environment and School Environment Towards Savings Behavior Through Self Control in High School Students in Purwodadi City, Grobogan Regency. 52 Jee , 7 (1), 52–59. http://journal.unnes.ac.id/sju/index.php/jeec

No. 4623/MD-D/SD-S1/2021 . (2021). 4623 .

Nu Income In Islam.Pdf . (ND).

Pratiwi, M., & Patrikha, F. (2021). The Influence of Lifestyle, Price and Influencers on Purchasing Decisions at Se'I Sapiku Restaurant, Surabaya. Journal of Commerce Education (JPTN) , 9 (3), 1417–1427. https://ejournal.unesa.ac.id/index.php/jptn/article/view/41930

Putri, AA (2020). Using Flip . Id With Hifdzul's Perspective Thesis By: Athiyyah Anisa Putri Nim: G04216010 Sunan Ampel State Islamic University Surabaya .

Putri, EB, & Wahjudi, E. (2022). The Influence of Financial Literacy, Financial Inclusion, Peers, and Self-Control on Student Saving Behavior. Journal of Accounting Education (JPAK) , 10 (3), 217–231. https://doi.org/10.26740/jpak.v10n3.p217-231

Rozaini, N., & Ginting, BA (2019). The Effect of Economic Literacy and Self Control on Impulsive Buying Behavior for Fashion Products. Niagawan , 8 (1), 1. https://doi.org/10.24114/niaga.v8i1.12795

Salvia, D., & Siagian, SY (2022). Students' interest in saving at the Islamic Mini Bank Auliaurrasyidin Tembilahan Islamic High School. AL-Muqayyad , 5 (2), 91–97. https://doi.org/10.46963/jam.v5i2.806.