UULA, M. M. .; DEVI, A. . Fintech Innovation Research: Four Clusters Mapping. Journal of Islamic Economics Literatures, [S. l.], v. 5, n. 1, 2024. DOI: 10.58968/jiel.v5i1.531. Disponível em: http://journals.smartinsight.id/index.php/JIEL/article/view/531. Acesso em: 25 sep. 2025.